Q: How do I know for sure the coverages I have through my insurance will cover me when I have a claim? A: At the Cooperators we do a “Client Review” with each household where we meet face to face and go over the policies to make sure everything is matching up as it should. It’s also a chance to ask the agent questions and make any changes if necessary to personalize your coverage for what’s important to you. This way if a claim has to be made you know you’re already covered.