Q: I will be making a contribution to my RRSP this year but I am concerned about the direction of the markets, how can I avoid the market timing working against me? A: There are ways to manage against exposing the entire contribution to the elements of the markets. Utilization of risk spread planning plays a very significant role in eliminating the concerns of lump sum contributions. To learn more on how to remain diversified in your investment planning, speak with me today. Tags: Untagged